A low-risk inclination is indicated by the fact that 43% of Ghanaians, according to the 2023 Old Mutual Financial Services Monitor, are unwilling to take any financial risk.According to the survey, which was carried out after the Domestic Debt Exchange Program's effects on the financial industry, 24% of participants are prepared to take significant financial risks in the hopes of receiving higher returns.

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Furthermore, 19% of participants said they would be willing to take on more financial risk in the hopes of earning higher-than-average returns.Seven out of ten Ghanaians who are employed do not use financial advisers, according to the report, and 46% of respondents said they are not always sure who to ask for financial advice.The results shed light on Ghanaians' attitudes and practices regarding financial risk.<img

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