Ghanaian socialite and actress Efia Odo has expressed skepticism about a new policy proposed by Vice President Dr. Mahamudu Bawumia.

Dr. Bawumia has suggested implementing a national credit scoring system that would allow Ghanaians to buy goods, such as mobile phones, on credit and pay in installments based on their credit ratings.

In response to the announcement, Efia Odo voiced her concerns, highlighting that countries with similar credit systems often face significant debt issues.

She argued that Ghana's primary needs are stable, well-paying jobs and economic stability, rather than new credit systems.

She pointed out that many doctors and nurses are leaving Ghana for better salaries abroad, and emphasized that the proposed policy might not address these pressing issues.

"We are bringing the credit scoring system so that our people can get good credit for goods so that they can pay small, small, small," he stated.

In a social media post, Efia Odo criticized the plan, noting the high levels of debt in countries like the U.S. due to credit card systems.

She stressed that what Ghana truly needs are improved job opportunities and financial stability.

She also compared the disparity in salaries for doctors in Ghana versus those abroad, questioning the practicality of the proposed credit system.

“… A doctor in America can make anywhere from $100-500,000 a year. Do you know how much the average doctor makes yearly in Ghana? Nowhere close to those figures!! This credit card system is not a necessity!!!” Efia Odo emphasized.

The proposal has also faced criticism from members of the opposition National Democratic Congress (NDC), who doubt the feasibility of Bawumia's plan and mock the idea of buying mobile phones on credit.