Ghanaian actress and socialite Efia Odo has expressed skepticism about a recent proposal by Vice President Dr. Mahamudu Bawumia.

Dr. Bawumia's plan includes introducing a national credit scoring system, which would allow Ghanaians to purchase items like mobile phones on credit and pay in installments based on their credit scores.

Efia Odo has voiced concerns about the policy, noting that countries with similar systems often face high levels of debt.

"We are bringing the credit scoring system so that our people can get good credit for goods so that they can pay small, small, small," he stated.

She argued that Ghana's priorities should focus on creating well-paying jobs and stabilizing the cedi rather than implementing a credit system.

Odo also highlighted the issue of Ghanaian doctors and nurses leaving the country for better opportunities abroad, pointing out that their salaries in Ghana are significantly lower compared to those in the U.S.“… A doctor in America can make anywhere from $100-500,000 a year. Do you know how much the average doctor makes yearly in Ghana? Nowhere close to those figures!! This credit card system is not a necessity!!!” Efia Odo emphasized.In a social media post, Odo questioned the necessity of the proposed credit system, stating that Ghana needs job creation and economic stability more than credit facilities. She criticized the idea by comparing the income disparity between doctors in Ghana and those in America, suggesting that addressing these fundamental issues is more crucial than introducing a credit scoring system.

Additionally, members of the opposition National Democratic Congress (NDC) have mocked Dr. Bawumia's proposal, questioning its practicality and the overall feasibility of the initiative.